{"id":2762,"date":"2022-03-29T17:08:08","date_gmt":"2022-03-29T17:08:08","guid":{"rendered":"https:\/\/chimercyhealth.com\/?page_id=2762"},"modified":"2023-12-12T20:32:12","modified_gmt":"2023-12-12T20:32:12","slug":"no-surprises-act","status":"publish","type":"page","link":"https:\/\/chimercyhealth.com\/no-surprises-act\/","title":{"rendered":"No Surprises Act"},"content":{"rendered":"<section class=\"section position-relative  section-container d-flex align-items-stretch  text-normal  section-text-no-shadow section-inner-no-shadow section-normal section-opaque\"  >\n    \n    <div class=\"background-overlay z-1 grid-overlay-0 \" style=\"background-color: rgba(0,0,0,0);\"><\/div>\n\n    <div class=\"container d-flex align-items-stretch z-2\">\n        <div class=\"row gutter0  d-flex align-items-stretch\">\n            <div class=\"col-md-12     text-default small-screen-default\" ><div class=\"col-text-1 text-normal  pt-0 pb-0\" data-os-animation=\"none\" data-os-animation-delay=\"0s\">\n    <p>The No Surprises Act protects consumers who get coverage through their employer (including a federal, state, or local government), through the Health Insurance Marketplace\u00ae or directly through an individual health plan, beginning January 2022, these rules will:<\/p>\n<ul>\n<li>Ban surprise billing for emergency services. Emergency services, even if they\u2019re provided out-of-network, must be covered at an in-network rate without requiring prior authorization.<\/li>\n<li>Ban balance billing and out-of-network cost-sharing (like out-of-network co-insurance or copayments) for emergency and certain non-emergency services. In these situations, the consumer\u2019s cost for the service cannot be higher than if these services were provided by an in-network provider, and any coinsurance or deductible must be based on in-network provider rates.<\/li>\n<li>Ban out-of-network charges and balance billing for ancillary care (like an anesthesiologist or assistant surgeon) by out-of-network providers at an in-network facility.<\/li>\n<li>Ban certain other out-of-network charges and balance billing without advance notice. Health care providers and facilities must provide consumers with a plain-language consumer notice explaining that patient consent is required to get care on an out-of-network basis before that provider can bill the consumer.<\/li>\n<\/ul>\n<p>For consumers who don\u2019t have insurance, these rules make sure they\u2019ll know\u00a0how much their health care will cost before they get it, and might help them if they\u00a0get a bill that\u2019s larger than expected.<\/p>\n<p>The rules don\u2019t apply to people with coverage through programs like Medicare, Medicaid, Indian Health Services, Veterans Affairs Health Care, or TRICARE because these programs have other protections against high medical bills.<\/p>\n<\/div>\n<div class=\"divider-wrapper \" style=\"visibility:hidden;background-color:#FFFFFF\">\n    <div class=\"d-xs-block d-sm-none mt-5\"><\/div>\n    <div class=\"d-none d-sm-block d-md-none mt-5\"><\/div>\n    <div class=\"d-none d-md-block d-lg-none mt-7\"><\/div>\n    <div class=\"d-none d-lg-block mt-7\"><\/div>\n<\/div>\n<\/div>        <\/div>\n    <\/div>\n<\/section>\n<section class=\"section position-relative  section-container d-flex align-items-stretch  text-normal  section-text-no-shadow section-inner-no-shadow section-normal section-opaque\"  >\n    \n    <div class=\"background-overlay z-1 grid-overlay-0 \" style=\"background-color: rgba(0,0,0,0);\"><\/div>\n\n    <div class=\"container d-flex align-items-stretch z-2\">\n        <div class=\"row gutter3  d-flex align-items-stretch\">\n            <div class=\"col-md-6     text-default small-screen-default\" ><h2 class=\"text-left  pt-0 pb-0 text-normal normal regular\" data-os-animation=\"none\" data-os-animation-delay=\"0s\" >\n    <span>No Surprises Act Disclosure<\/span>\n<\/h2>\n<div class=\"col-text-1 text-normal  pt-0 pb-0\" data-os-animation=\"none\" data-os-animation-delay=\"0s\">\n    <p><a href=\"https:\/\/chimercyhealth.com\/assets\/ar-nsa-disclosure-or.pdf\">Arabic<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/en-nsa-disclosure-or.pdf\">English<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/fr-nsa-disclosure-or.pdf\">French<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/de-nsa-disclosure-or.pdf\">German<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/hi-nsa-disclosure-or.pdf\">Hindi<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/hmv-nsa-disclosure-or.pdf\">Hmong<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/ja-nsa-disclosure-or.pdf\">Japanese<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/ko-nsa-disclosure-or.pdf\">Korean<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/pt-nsa-disclosure-or.pdf\">Portuguese (Brazil)<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/ru-nsa-disclosure-or.pdf\">Russian<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/zhs-nsa-disclosure-or.pdf\">Simplified Chinese<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/es-nsa-disclosure-or.pdf\">Spanish<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/tl-nsa-disclosure-or.pdf\">Tagalog<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/zht-nsa-disclosure-or.pdf\">Traditional Chinese<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/vi-nsa-disclosure-or.pdf\">Vietnamese<\/a><\/p>\n<\/div>\n<div class=\"divider-wrapper  d-block d-md-none\" style=\"visibility:hidden;background-color:#FFFFFF\">\n    <div class=\"d-xs-block d-sm-none mt-3\"><\/div>\n    <div class=\"d-none d-sm-block d-md-none mt-3\"><\/div>\n    <div class=\"d-none d-md-block d-lg-none mt-3\"><\/div>\n    <div class=\"d-none d-lg-block mt-3\"><\/div>\n<\/div>\n<\/div><div class=\"col-md-6     text-default small-screen-default\" ><h2 class=\"text-left  pt-0 pb-0 text-normal normal regular\" data-os-animation=\"none\" data-os-animation-delay=\"0s\" >\n    <span>No Surprises Act Uninsured\/Self-pay Good Faith Estimate Notice<\/span>\n<\/h2>\n<div class=\"col-text-1 text-normal  pt-0 pb-0\" data-os-animation=\"none\" data-os-animation-delay=\"0s\">\n    <p><a href=\"https:\/\/chimercyhealth.com\/assets\/ar-nsa-good-faith-estimate-notice-2.pdf\">Arabic<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/en-nsa-good-faith-estimate-notice.pdf\">English<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/fr-nsa-good-faith-estimate-notice.pdf\">French<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/de-nsa-good-faith-estimate-notice.pdf\">German<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/hi-nsa-good-faith-estimate-notice.pdf\">Hindi<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/hmv-nsa-good-faith-estimate-notice.pdf\">Hmong<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/ja-nsa-good-faith-estimate-notice.pdf\">Japanese<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/ko-nsa-good-faith-estimate-notice.pdf\">Korean<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/pt-br-nsa-good-faith-estimate-notice.pdf\">Portuguese (Brazil)<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/ru-nsa-good-faith-estimate-notice.pdf\">Russian<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/zh-cn-nsa-good-faith-estimate-notice.pdf\">Simplified Chinese<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/es-nsa-good-faith-estimate-notice.pdf\">Spanish<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/tl-nsa-good-faith-estimate-notice.pdf\">Tagalog<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/zh-tw-nsa-good-faith-estimate-notice.pdf\">Traditional Chinese<\/a><\/p>\n<p><a href=\"https:\/\/chimercyhealth.com\/assets\/vi--nsa-good-faith-estimate-notice.pdf\">Vietnamese<\/a><\/p>\n<\/div>\n<\/div>        <\/div>\n    <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"The No Surprises Act protects consumers who get coverage through their employer (including a federal, state, or local government), through the Health Insurance Marketplace\u00ae or directly through an individual health plan, beginning January 2022, these rules will: Ban surprise billing for emergency services. Emergency services, even if they\u2019re provided out-of-network, must be covered at an in-network rate without requiring prior authorization. Ban balance billing and out-of-network cost-sharing (like out-of-network co-insurance or copayments) for emergency and certain non-emergency services. In these situations, the consumer\u2019s cost for the service cannot be higher than if these services were provided by an in-network provider, and any coinsurance or deductible must be based on in-network provider rates. Ban out-of-network charges and balance billing for ancillary","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":31,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>No Surprises Act - CHI Mercy Health - Mercy Medical Center<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/chimercyhealth.com\/no-surprises-act\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"No Surprises Act - 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